Is It Important to Get Help from Road Accident Fund Lawyers When Submitting a Claim?
The Road Accident Fund is a government organ that pays compensation to the victims of road accidents and the dependants of deceased victims of such accidents where the accidents were the result of negligence by the other driver. The compensation is to cover the medical costs, loss of earnings, loss of life amenities, funeral costs, and the loss of financial support of such victims.
Although one can claim directly from the Road Accident Fund without the help of lawyers, it should be noted that the claims process is complicated. Many claims are submitted every year and just as many are rejected or never paid out even where compensation has been awarded. RAF lawyers provide claimants with assistance in following the correct claims procedures, completing the correct forms, and providing adequate supporting evidence to ensure successful claiming. The Road Accident Fund lawyers also assist in taking legal action against the RAF where compensation has been awarded, but not paid out within the correct timeframe.
The claim must be submitted on the correct form and the claimant should provide documented proof of the expenses claimed, medical records and reports (completed by the relevant medical practitioners), financial statements, witness statements, police reports, and more. Just gathering the relevant supporting documents and evidence is already a complex process that takes up time and money.
Experienced Road Accident Fund lawyers guide the claimants through the process. This includes aspects such as reporting the accident to the RAF, police, and insurers. The lawyers also assist in negotiating with the fund on behalf of the claimants and following up on the progress of the applications.
Road Accident Fund lawyers help to ensure that a reasonable amount is paid when it should be paid. Hiring experienced lawyers to help achieve a successful outcome should thus be a priority.
Where a claimant directly claims from the RAF, there is nobody that represents the claimant’s side of the story. It is just the claimant against a large state insurer. The Road Accident Fund could offer to pay out a small compensation amount and the claimant may mistakenly believe that it is all that is their due simply because there is nobody to ensure that the RAF fulfils its duty correctly towards the claimant.
It is therefore highly recommended to seek legal advice and assistance from Road Accident Fund lawyers, such as Houghton Harper, and to get the necessary assistance in submitting and following up on RAF claims.
Disclaimer: This article is for information purposes only and does not constitute legal advice. Call on our attorneys for legal advice, rather than relying on the information herein to make any decisions. The information is relevant to the date of publishing – September 2018.